Archive for December, 2010
posted December 19, 2010
Texas Mortgage: Does it make sense to refinance a small home loan?    Â
 Almost everyday I get a phone call from someone who wants to refinance a relatively small home loan. Sometimes the loan is even under 100K.  And almost every time I suggest that the client NOT refinance. Here’s why:
 The smaller the loan the less impact refinancing has. For example, if you’re refinancing a $400,000…
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posted December 16, 2010
Dallas Mortgage Refinance: Today’s Dallas Bank of America mortgage rates
If you get your home mortgage loan thru a major lender, chances are you’ll be charged additional points. Currently, Bank of America is advertising 30-year fixed mortgage rates at 5.00% but… will charge you an additional 1.125%.
It’s possible to get good mortgage refinance rates without…
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posted December 15, 2010
Texas Mortgage: What is making these mortgage rates go up?Â
 In short: Positive economic news makes mortgage rates go up & bad economic makes mortgage go down.  So as you are deciding to buy a home, refinance or do a cash out refinance it’s important to know what’s driving this crazy mortgage…
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posted December 11, 2010
Dallas Mortgage Refinance: Texas Cash Out Refinance
We are celebrating our 5th year in the mortgage business and over time we have found that there is perhaps no better financial planning tool than a cash out refinance. Cash out refinancing gives many people what they really need…leverage.  Having money in the bank after the bills should be priority #1 for…
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posted December 8, 2010
Dallas Mortgage Refinance: Get the best Dallas mortgage rates with the lowest closing costs!
Chances are you’ll be charged additional points and fees for your mortgage rate if you go through a major lender. Currently, Bank of America is advertising 30-year fixed mortgage rates at 4.50% but will charge you an additional .875%.…
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posted December 2, 2010
Dallas Mortgage Refinance: Are you interested in getting the best mortgage rates with the lowest closing costs?Â
You can get good Dallas mortgage rates without paying additional points. Most major lenders will charge you additional points to get you that low mortgage rate. Currently, Bank of America is advertising 30-year fixed…
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posted December 1, 2010
Dallas Mortgage Rates: You don’t have to pay additional points to get low mortgage refinance rates!
Did you know that if you get a home mortgage loan from a major lender, chances are you will be charged additional points?  Bank of America is currently advertising 30-year fixed mortgage rates at 4.50% but …. will charge…
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