Dallas Mortgage & Refinance

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Dallas Mortgage Refinance: 30-Year Fixed or 15-Year Fixed?

Dallas Mortgage Refinance: 30-Year Fixed or 15-Year Fixed, Which one is right for you?

Should you go with a Texas 30 year fixed mortgage rate? If you’re looking to possibly lower your home mortgage payment to give yourself some financial relief, then a 30 year fixed might be right for you.  Or if you’re wanting to build equity quickly in your home purchase then you might opt for a shorter term like a Texas 15-year fixed mortgage rate.

Visit: http://www.mylendingplace.com/

30 year mortgage rates are moving up: http://news.yahoo.com/s/ap/20100408/ap_on_bi_ge/us_mortgage_rates, however the 15 year mortgage/refinance rates are more stable. So if you’re looking to refinance or do a cash out refinance -and you can afford th 15 year payment–the 15 year mortgage rates are ideal!

I know there are a lot of mortgage/refinance companies in the Dallas DFW area, but call us and compare! Or look at our closing costs at the top of this page and notice we don’t charge points! 

Jerry Jones doesn’t need a mortgage but if he did he’d probably use us!  (This info is not official–it’s just  from his mother’s blog page.)

There’s a lot to consider before making such important decisions…and a lot of questions that you need answered. We’re a local Dallas mortgage company that has been helping people all over Texas accomplish their mortgage refinance needs.

Give us a call today! We’ll give you the help you need to make the right decision for you and your family.

Dallas: 713-589-2244 Austin: 512-996-8194

Dallas’s Current Mortgage Rates as of 04/09/2010

Here are some of the Zip Codes we help people get home loans or refinance :

Nearby ZIP Codes 
75001, Addison 
75006, Carrollton 
75038, Irving 
75039, Irving 
75041, Garland 
75042, Garland 
75043, Garland 
75050, Grand Prairie 
75051, Grand Prairie 
75052, Grand Prairie 
75060, Irving 
75061, Irving 
75062, Irving 
75063, Irving 
75080, Richardson 
75081, Richardson 
75104, Cedar Hill 
75115, De Soto 
75116, Duncanville 
75134, Lancaster 
75137, Duncanville 
75141, Hutchins 
75146, Lancaster 
75149, Mesquite 
75150, Mesquite 
75172, Wilmer 
75180, Balch Spring 
75201, Dallas 
75202, Dallas 
75203, Dallas 
75204, Dallas 
75205, Village 
75206, Dallas 
75207, Dallas 
75208, Dallas 
75209, Dallas 
75210, Dallas 
75211, Cockrell Hil 
75212, Dallas 
75214, Dallas 
75215, Dallas 
75216, Dallas 
75217, Dallas 
75218, Dallas 
75219, Dallas 
75220, Dallas 
75223, Dallas 
75224, Dallas 
75225, Dallas 
75226, Dallas 
75227, Dallas 
75228, Dallas 
75229, Dallas 
75230, Dallas 
75231, Dallas 
75232, Dallas 
75233, Dallas 
75234, Farmers Bran 
75235, Dallas 
75236, Dallas 
75237, Dallas 
75238, Dallas 
75240, Dallas 
75241, Dallas 
75243, Dallas 
75244, Farmers Bran 
75246, Dallas 
75247, Dallas 
75248, Dallas 
75249, Dallas 
75251, Dallas 
75253, Dallas 
75270, Dallas 
76006, Arlington 
76010, Arlington 
76011, Arlington 

 




Our Testimonials:


True Professional

Jon is a rare find in today's business world. After spending several days working on my situation, he determined that getting a mortgage was not my best option. Instead of pushing the wrong option to make money, Jon carefully explained what he would do if he were in my shoes...

Great Service! Looks out for your interest

Jon does a great job of getting the loan that is best for your situation. He takes the time to help you understand the process and fine print. He also puts your interest first over making a sale which is exactly what most people need.

The Proof is in the pudding!

I could not believe my ears. Kim called the day after we closed to let us know the bank we were working with closed its doors WHILE WE WERE IN CLOSING! The bank had already held up the process by 30 days, and now this... Kim worked diligently and thoroughly to get us moved quickly through another bank...

Very Patient People-Great to Work with

I just have to say that Jon and Kimberly are about the most patient people to work with you. I had a few issues that had stopped the loan process and Jon never lost sight that I would be back and kept my file open. I'm glad he did. His work had enabled me to lock into a great rate and save a lot on my loan...

Incredible!

I called Jon out of the blue to discuss the possibility of obtaining a home equity loan. Instead of just signing me up, Jon asked me about my situation and my goals...Jon was candid enough to suggest that perhaps a home equity loan didn't make sense, given my circumstances and goals. You can't get any more honest than that!

Closed fast

Not only did my home loan close quickly (which was a huge blessing to my family), but also the customer service I experienced during the whole mortgage process was top notch!

Took the time

Jon took the time to explain every little detail and 'customized' our refinance to my our family’s specific situation.


Our Twitter Feed

  • http://t.co/cLKzFWLR Today's Current Austin | Refinance | Cash Out Rates 4 days ago
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  • Texas HELOC Rates | Austin, Dallas, Houston http://t.co/xlwOIfN2 http://t.co/wAw8Vuxu Today's Heloc (15 fixed) 5.125-5.375% 2012-04-20
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