Dallas refinance rates are 3.75%

Dallas refinance rates are 3.75%

Now that mortgage rates are the 3-4% range this is an ideal time to refinance or buy.   We are getting lots of calls on 15 year mortgage rates which are in the 3.75-3.875%.   30 year rates are 4.375%-4.5%. 

Naturally, you can buy the rate down to whatever rate you wish but sometimes that doesn’t really make sense.  Every point is 1% of your loan balance so if you’re home loan is 300K, each point is $3,000.  

Does it make sense to spend an extra $3,000 to save $50?  Maybe.   But when you consider it will take you 5 years for to justify that buy-down point it really makes you stop and think, doesn’t it.

Our closing costs are at the top of this website in an easy-to-read PDF.  Or just call us!  Our number is at the top of this website and you’ll talk to a real life person…imagine that.  Real life Texas-people, no application fees, no points…close in 30 days. 

Wow. It’s a beautiful thing.

Our home office is in Austin, Texas (this picture is of our home office!) and we help people all over the place.

 If you have a Texas zip code we can help save you money!  Call us to refinance!

With mortgage/refinance  rates so low this is the time to refinance your home, investment property or second home. with Mylendingplace.com–a Texas Mortgage Company.   http://www.mylendingplace.com/

Moreover, it’s the perfect time to do a cash out loan to consolidate debt.

Remember we help people all over Texas buy or refinance.  

Whatever your situation-trying to buy a home with 5% down and avoid PMI, going through a divorce and need to refinance your ex off the mortgage, FHA….call us!