Dallas Texas Mortgage: Divorce Refinance Rules

Dallas Texas Mortgage:  Divorce Refinance Rules

Divorcing is a very difficult time for all the obvious reasons.  But how does one deal with shared real estate after a divorce? 

Most couples buy homes together and most divorce decrees state that someone must be removed from title and the mortgage following the divorce.   So how does one refinance someone off a mortgage?

Remember, there are two pieces to a home’s ownership:  There’s the title piece.  And there’s the mortgage piece.  

You can remove someone from title but they’re still on the mortgage and the only way to remove someone from a mortgage is through a divorce refinance.   This is how we can help.

We help lots of people refinance after a divorce.   And with Texas’ already complicated cash out refinance rules you need to work with someone who’s VERY experienced with both cash out refinance rules and divorce refinance proceedings.

By the way, check out our closing costs and notice we don’t charge points.  Just a flat fee so refinancing with us is both simple and affordable.

 Most other mortgage companies charge points so if you’re refinancing a home, second home, or investment property after a divorce our fee is $500 regardless if it’s a 300K home or a 100K home.

If you have any specific question refinancing in general or refinancing after a divorce to remove an ex from title please let us know.  Take the savings you’ll save from using us and go buy yourself an eharmony.com subscription!

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